Homeowners Coverage

Homeowners insurance is a package policy providing the insured with both property and liability insurance coverage to the owner-occupant of the home. Principal property coverage's include coverage for the residence, related private structures, personal property, and additional living costs.

Tenant/Renters Homeowners Coverage

A Tenant Homeowners policy is a package policy providing both personal property and liability coverage to the person/s that rent or lease their home.

Mobile Homeowners Coverage

A Mobile Homeowners policy is a package policy providing both property and liability coverage to the owner-occupant of the mobile home. Over time the mobile home has evolved to become known as the Manufactured home. Principal property coverage's include coverage for the residence, related private structures, personal property, and additional living costs.

Standard Fire Coverage - Dwelling

A Standard Fire Insurance Policy is coverage for property that may not be eligible for a Homeowner type policy that is owner occupied or property that is tenant occupied. It can also be used to insure outbuildings or barns usually found on farms.

Farm Owner Coverage

This type of policy is somewhat similar to the Homeowners coverage form. It is a package policy that provides both property and liability coverage to the owner of a farm. It can also be used to insure the livestock and farm equipment usually found in the operation of a farm.

Standard Fire Coverage - Farm

This is a policy that provides coverage for a dwelling, barn or other structure on a stand alone basis that may not be eligible for a Farmowner policy.